Josephine (Jo) Cusi's Blog
Arguably one of the most private rooms in the house, the bathroom is a place to relax and unwind. To wash off the stress of the day and give yourself some much need pampering. If you invest in top of the line skincare and spa services to maintain your health it’s only wise to also invest in your personal oasis. You’ll extend the benefits of professional treatments and create a relaxing environment where you just might find you don’t need to leave the vicinity of your own home quite as often to fully unwind.;
Turn your normal showering experience into a serene spa-like experience with a steam shower. A steam generator is discretely installed and operated from a digital panel within the shower. More than just a relaxing experience a steam shower helps to promote blood circulation, clear skin, and easier breathing.
No one is ever happy about stepping out onto cold tile after a relaxing, hot shower. Radiant heat flooring will keep your feet warm no matter the temperature outside. This heating system works well with almost any flooring style you would install in a bathroom including natural stone. As an added bonus radiant heating also keep the room a steady, even temperature, unlike traditional heating methods.
Stay luxuriously cozy after bathing with a fluffy towel fresh off a towel warmer. With several types and styles, you’ll have no problem finding one that matches your particular taste. There are drawer varieties as well as rails. And like radiant heat flooring, it helps to keep the room warm.
Relax in a freestanding soak tub for an indulgent afternoon. Cast iron retains heat and brins classic style to your home. Another luxe option that retains heat well is a stone soak tub. Both of these require extra reinforcement to flooring but little maintenance over time. Alternatively, solid surface tubs offer a more lightweight option for your home flooring and still offer similar styles as to their cast iron and stone counterparts.
Bring extra room into your oasis with skylights. They allow for natural lighting while retaining privacy. There are tech options with built-in blinds and smart auto close features by detecting weather conditions. If placing a bid on a home with a skylight ensure to have it checked for proper installation. And if upgrading after purchase do so with a well-qualified expert.
While nothing can replace the experience provided by spa professionals completely by investing in your bathroom you’ll create a home resort that comes pretty close. So whether you’re schedule is too packed to book a spa day or you would love to indulge in them more often these five upscale upgrades will have you looking forward to home sweet home.
Whether you call it a "rainy day fund" or a "financial cushion", having some money set aside for emergencies or unexpected expenses can help keep life on an even keel.
Although health insurance and a homeowners' policy can provide a measure of protection, insurance deductibles can take a large bite out of your bank account.
In addition to all the predictable expenses that accompany home ownership, mechanical systems like furnaces, hot water heaters, and air conditioning units have a way of breaking down at the most inopportune times. Another crisis that many people aren't prepared for is the potential loss of a job. When families don't have money set aside to weather the storm of an unplanned income loss, then there's no "safety net" to cushion the fall.Strategies For Saving MoneyThe good news is that there are plenty of ways to build up financial reserves, but it often requires self discipline, a new set of habits, and the intention to make it happen. One of the first steps to putting some money aside for a rainy day is to open up a separate bank account. If you put extra money in your regular account -- or (even worse) keep it around the house -- chances are it will get spent pretty quickly. However, if it's deposited into a separate account that's designated for emergencies, unexpected household expenses, or even a college fund, then it'll stand a greater chance of being left alone until it's needed. Putting money aside does take some doing, but it can contribute to your family's financial security and ability to do things that are important to you.
If you have a tight budget, you're probably wondering where this extra money is going to come from! Sometimes, the very act of developing a written budget can provide you with clues and ideas for reducing your expenses. You'd also be amazed at how much the savings can add up when you comparison shop, buy in bulk, use coupons, negotiate lower interest charges on your credit cards, quit smoking, car pool to work, cut back on restaurant food, and make up your mind to live just a little more frugally.
Depending on how committed you are to creating a financial cushion, you could also make the fund grow faster by depositing a percentage of Christmas bonuses, tax refunds, manufacturer rebates, salary increases (raises), and other sources of extra income. Additional ways to beef up your financial safety net could include getting a part-time job, doing freelance work, holding a garage sale, or selling unwanted items through ads or flyers. When you pay off credit cards, car loans, or other debts, you could also redirect some or all of those monthly payments into your "future needs fund."
Whatever you decide to call it, it's nice to know that there's some extra money on hand for unexpected expenses, emergencies, potential job losses, college tuition, weddings, family vacations, home renovations, nursing home costs, or even retirement.
If you are selling a home, often, you hear of buyers backing out at the last minute due to financing difficulties or an inspection issue. While less common, it’s also not unheard of for the seller themselves to actually back out of the sale of a home.
Living in one place for a long time goes along with a strong emotional attachment to that place. Signing a contract, however, does not take into account these strong emotional ties that a seller may have to a home. Once a contract is signed, you have a legal obligation and have shown clear intent to sell the home. This could put you in a serious legal bind as a seller.
What If You’re Having Second Thoughts?
Ideally, before you even sell your home, you’ll have thought the decision through with a clear list of pros and cons. If you didn’t do this for some reason, you may want to sit down and re-examine all of the reasons you wanted to sell your home in the first place. Then, you’ll want to look at all of the reasons that you want to stay in the home.
Why Do We Move?
Often, people decide to sell heir homes based on life circumstances and needs. If you have changed jobs and found a home closer to your new workplace, backing out of the sale of your home might not be the best idea. Your home may be too big as the kids have grown and you want to downsize. Your family may have outgrown your old home and you need a larger space for everyone to be comfortable. These are all great reasons to move. However, our deep emotional attachments to our homes can sometimes hinder us from seeing this clearly.
You Need A Good Reason To Back Out Of A Sale
Sellers don’t have the same rights as buyers when it comes to buying a home. There is no “grace period” for sellers that will allow them to back out without question. If you do decide that you want to stay, you have the option of buying yourself out. You’ll need to consider what costs the buyer has put into trying to buy your home as well. If the buyer has been deeply inconvenienced by your rescinding of the sale, you could end up paying out quite a bit to get your home back. For this reason, you really, really have to want it for the decision to take your home back to make sense. You could end up needing to reimburse the buyer for things like:
- Temporary housing rentals
- Storage costs
- Inspection fees
- Legal fees
Your listing agent is involved in this as well. Not only have you affected another party greatly by your decision not to sell, but you have cost your realtor time and money. They could end up suing you for lost expenses and commission. In other words, backing out of the sale of your home could be a smooth transition, or it could be a really big legal headache.
Read Every Contract
While buying and selling a home requires a lot of signatures, make sure you understand what you’re signing throughout the process. Your contracts could state something that helps to give you an out. A common item on contracts for sellers is “contingent upon seller finding suitable housing.” This would have had to have been present on your sales contract. Another saving clause is “gaining required approval from family members.”
Buyer’s remorse is still more common than seller’s remorse, but this kind of thing does happen. Just understand what the consequences are before you decide to back out of the sale of your home.
If you recently purchased a home in a new city or town, you may need to act quickly to ensure cable services are installed immediately following your move. Lucky for you, we're here to help you assess cable services providers so that you can find one that exceeds your expectations.
Now, let's take a look at three best practices as you evaluate cable services providers.
1. Think About the Services That You Will Need
Many cable services providers are available, and no two services providers are exactly alike. As such, you'll want to examine which cable services that you need, along with which services that you can live without.
For example, a hardcore football fan likely will need a cable services package that makes it easy to watch plenty of pigskin action. On the other hand, a political news follower may want a cable services package that delivers up-to-the-minute Capitol Hill news coverage.
Ask each cable services provider about the packages that it provides, along with which channels are included in each package. That way, you'll be better equipped than ever before to make an informed cable services purchase decision.
2. Consider Your Budget
Cable services packages may vary from basic packages that include a handful of channels to complete bundles that feature thousands of channels. Meanwhile, cable services providers offer packages at different price points, and you'll want to find a package that guarantees you won't have to break your monthly budget to afford cable services.
In some instances, cable services providers offer discounts to customers who sign multi-year agreements. Keep in mind, however, that if you sign a multi-year agreement, you're committed to the terms of this pact for a few years. And if you need to break the agreement, you may be hit with a cancellation fee.
Furthermore, many cable services providers offer internet and phone services. If you decide to combine your cable services with internet and phone offerings, you may be able to receive a discounted bundle rate.
3. Consult with a Real Estate Agent
Separating one cable services provider from another can be difficult, particularly for those with limited time and resources at their disposal. If you collaborate with a real estate agent, you can gain expert insights into different cable services companies and boost your chances of making the best possible selection.
A real estate agent is happy to connect you with top cable services providers in various cities and towns. By doing so, this housing market professional can ensure you can seamlessly set up cable services at any address, at any time.
Let's not forget about the support that a real estate agent can provide throughout the homebuying journey, either. A real estate agent can schedule home showings, negotiate with a seller's agent on your behalf and much more.
There is no need to worry about getting the best cable services at your new home. Use the aforementioned best practices, and you can should have no trouble finding a top-notch cable services provider prior to moving day.
Want to learn about the history of California? Check out the luxury homes available in the Golden State, and you can find a deluxe residence that is located just minutes from a top historic landmark.
Many luxury residences are available near some of the top California historic landmarks, such as:
1. Golden Gate Bridge
Opened in 1937, the Golden Gate Bridge is an architectural masterpiece. It is one of the seven modern wonders of the world, and perhaps it is easy to understand why.
The Golden Gate Bridge features a bright, vibrant international orange exterior and is anchored by twin towers that extend 746 feet high. Plus, the Golden Gate Bridge spans the Golden Gate Strait and offers an amazing view of San Francisco Bay and the Pacific Ocean.
A drive or walk along the Golden Gate Bridge is a must, regardless of whether you're visiting San Francisco for the first time or have lived in the city for many years. And if you purchase a luxury residence in or near San Francisco, you can enjoy the beauty of the Golden Gate Bridge any time you choose.
2. Alcatraz Island
Located in San Francisco Bay, Alcatraz Island once served as a federal prison. Today, the small island offers a one-of-a-kind Golden State historic landmark.
Of course, no trip to Alcatraz Island would be complete without checking out the broad array of historic sites on the premises, either. From the main cell house to the legendary library, there's a lot to see to see at Alcatraz Island.
As a luxury homeowner in the San Francisco area, you can enjoy quick, easy access to Alcatraz Island. Also, you can make the trek to Alcatraz Island and celebrate all the historic landmark has to offer without having to worry about traveling too far from home.
3. Hearst Castle
With 165 rooms and 123 acres of gardens, pools, terraces and walkways, Hearst Castle represents a California historic landmark unlike any other.
Hearst Castle offers something for guests of all ages. If you'd like to see captivating artwork, Hearst Castle boasts a massive art collection. Or, if you're interested in viewing lush, serene gardens, Hearst Castle has got you covered.
However, the sheer size of Hearst Castle sometimes can make it difficult to view all areas of the estate in a single day. But if you own one of the luxury homes near Hearst Castle, you should have no trouble making frequent trips to this estate.
California offers a variety of terrific historic landmarks, all of which showcase the beauty and majesty of the Golden State.
Meanwhile, if you're on the lookout for a luxury home near one of the aforementioned California historic landmarks, it certainly pays to work with a real estate agent.
With a real estate agent at your side, you can stay up to date about luxury residences that reach the housing market in various California cities and towns. As a result, a real estate agent can help you speed up the process of acquiring a Golden State luxury residence that matches or exceeds your expectations.